Where your credits are going
The Credits screen now shows a spending trend next to your balance: how many credits a day you are using, roughly how long the balance lasts at that rate, and a breakdown of which product is consuming them. The rate is read from the last 30 days and always states the window it came from. When the spending history cannot be read the screen says so rather than reporting zero spending, because those are two different things.
Transaction history now goes all the way back. Previously only the newest 20 movements existed, with no way to reach the 21st — a customer querying an older charge could not find the line. History is paginated on the server now, so you can page back through all of it.
Subscription, purchase and cancellation controls, along with the agency's invoicing identity and payment history, are now shown only to agency owners and admins. Members with the viewer role used to see those buttons and get a refusal from the server on click; the panel now matches the team permission table. Which plan you are on stays visible to everyone.
A new user who is not part of an agency yet also sees a single explanation of that state instead of four separate error messages.