Credit payouts land in your balance automatically

If you have chosen to take your affiliate commission as Pitchko credit, that credit is now added to your balance the moment the payout is settled, in the same step — nobody grants it by hand any more. Your payout history shows how each settlement was made and how many credits arrived, so you can check the figure against your balance. The email you receive stops talking about bank transfers when there is not one: a credit settlement now says so and points at your balance instead. The 40% uplift, the $50 minimum and the 20% rate are all unchanged.